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Describe the bottleneck, the vision, or the busywork eating your week. We will map out exactly what to build or set up, and what it costs. No commitment, no pressure.
Management / Merchant Services
Simple, flexible payment processing wired into everything you do, online and in person. One merchant account across your invoices, your store, your bookings, and the counter, with transparent processing, fast payouts, and PCI handled for you.
Start a BuildThe problem
Most businesses end up with a payment setup nobody designed. One app for the counter, another for online checkout, a third for recurring billing, and a statement of fees nobody can read. Money lands in four places and reconciles in none of them.
The terminal talks to nothing, so every in-person sale gets re-keyed into your invoicing and your books by hand. Payouts arrive whenever they arrive. A profitable week quietly becomes a cash-flow problem, and a simple question (how much did we take in this week) takes an hour to answer.
What changes
Invoices, your online store, your booking page, and the terminal at your counter run on the same account. A payment is a payment wherever it starts, so you stop stitching four tools together and start working from one clean view of what came in, what it cost to process, and what is paying out next.
One setup, every channel
In person, online, invoices, and recurring all settle through the same account and reconcile together.
Standard rates, no extra markup
You pay the processor's normal rates. Niewdel does not add a platform surcharge on top of your transactions.
Owned by you
The account and the funds are yours, settling to the bank you already use, with no platform between you and your revenue.
Why Niewdel
Niewdel is a lean studio. Justin Ledwein builds and integrates the system with modern AI tooling, and the underlying processing runs on an established processor. You get a setup wired into your business and rates you can actually read.
You see the processing rate and any per transaction fees in plain language before you sign. No mystery surcharges buried three lines deep, and no quoted rate that quietly climbs on the statement.
You pay the processor's standard rates. We do not take a cut of every transaction on top, and we steer each payment toward the rail that costs you the least.
The account plugs into your invoicing, store, and booking page, so a paid invoice, a store order, and a booking deposit reconcile together instead of scattering across separate tools.
If your current processor is genuinely fine, we will tell you. We only move you if the switch is worth it, and we show you the math line by line.
The shift
In person, online, invoices, and recurring all run through a single account and settle into one payout to your bank.
One setup, every channel
Your merchant account does not run its own books off in a corner. It plugs into your invoicing, your online store, and your booking page, so a paid invoice, a store order, and a booking deposit all settle through the same place. One report, one payout, one honest answer to how much you took in this week.
Reconciles with everything
Invoices, store sales, and booking deposits land in one account, so the numbers tie out instead of scattering.
One report, every channel
See what came in, through which channel, what it cost to process, and what is paying out next, in a single view.
Fast, predictable payouts
Settled funds move to your own bank on a schedule we tell you up front, so a strong week shows up as cash when you need it.
How it works
A clear path from scattered terminals and logins to one merchant account behind every payment. No open-ended timelines and no surprise fees.
We get you approved and onboarded onto the right processing setup for how you actually take money, with the rates laid out before you commit. One account that handles every channel, instead of a new one for each tool.
We wire the account into your invoicing, your online store, and your booking page so a paid invoice, a store order, and a booking deposit all run through the same place. No more separate logins or money landing in four different spots.
If you take payment in person, we set up a countertop terminal for the counter and a mobile reader for the field. Each one logs the sale straight into your system, so the in-person payment is not an island you re-key later.
Tap or chip at the counter, send a payment link to a customer at home, charge a subscription on schedule, or take a card in the field. Every method runs through the one account, so a payment is just a payment wherever it starts.
Funds settle to your bank on a predictable schedule and every channel rolls up into one clear report. Most first builds go live in about two weeks, and from there you run payments from a single, honest view.
Take payment anywhere
A tap at the counter, a payment link texted to a customer on the couch, a card reader in the field, a subscription that bills itself on the first. Every one runs through the same account, so the way a customer wants to pay is never the reason a sale slips away.
In person, no re-keying
Tap and chip at the counter or a mobile reader in the field, with every sale logged straight into your system.
Online in a couple of taps
Send a secure payment link by text or email and let a customer pay without a portal login or a new account.
Recurring on autopilot
Memberships, retainers, and payment plans charge on schedule, with receipts sent and failed cards retried automatically.
Common questions
You pay the processor's standard rates. Niewdel does not add a platform surcharge or take a cut of every transaction on top. Exact pricing depends on your volume, your average ticket, and how your customers pay, so we lay out the processing rate and any per transaction fees in plain language before you sign anything, and we point you toward the cheapest rail for each kind of payment.
Yes. We set you up with a countertop terminal for tap and chip at your location and a mobile card reader for the field, the market, or the customer's door. Both log the sale straight into your system instead of leaving you to re-key it later. We scope which hardware actually fits how you sell, so you are not paying for a setup you do not need.
Settled funds move to your bank on a predictable schedule so you can plan your cash flow around them. Exact timing depends on the processing setup we put you on, and we tell you the real payout window up front, not after the first slow week catches you off guard. The money lands in the account you already use.
Yes. Alongside card payments you can take ACH bank transfers, which is often the better choice for larger invoices where a card fee would take a real bite. Giving customers both options means you collect the way that is easiest for them and cheapest for you, all through the same merchant account.
Yes. Memberships, retainers, payment plans, and service contracts can all run on a schedule you set. The card charges automatically, receipts go out on their own, and a declined card gets retried instead of silently turning into an unpaid month. Recurring billing runs through the same account as everything else, so it reconciles with the rest of your payments.
Card data is tokenized and kept off your own systems, so you are not storing sensitive numbers where they could be exposed. The PCI compliance work runs in the background rather than landing on your desk as a questionnaire you have to puzzle through. We are straight with you about how payment data is handled and protected before anything goes live.
Yes, that is the whole point. The same merchant account powers your invoicing, so when a customer pays an invoice the money flows through the one place every other payment does and reconciles with it. A paid invoice, a store sale, and a booking deposit all land in the same system instead of scattering across separate tools.
Yes. We will look at what you are paying now, line by line, and show you honestly whether a switch is worth it. If it is, we handle the move: setting up the new account, wiring it into your invoicing, store, and booking, and getting your terminal and reader running. If your current setup is genuinely fine, we will tell you that too.